If you have successfully applied to a US university (Also known as美国留学), then the purchase of international student insurance (also known as 留学生 医疗保险)must be an essential requirement for the school to protect you. Many schools automatically include international students in group medical insurance plans, but if you can provide an alternative insurance policy, you can also opt out of school. If you decide to replace the school’s international student insurance, you will not only be surprised to find the international student insurance that is unique to you, but also inexpensive: insurance services are more in line with your requirements, and you can save at least a thousand dollars in one semester! !
US insurance student replacement school insurance application procedures
o Understand the school insurance plan
Schools have clear requirements for medical insurance. Try to find out if there is a group insurance plan. If so, find out if you can replace the school’s insurance plan with an insurance policy that meets your specific needs. The school usually provides a letter of commitment or a replacement for the replacement insurance plan (Waiver Form), paying special attention to the deadline for the waiver form and the application conditions.
o Research purchase replacement insurance
Once you know the school’s requirements, the next step is to find an insurance plan that meets the school’s standards. Of course, it’s important to meet your individual needs. The insurance company and the plans below each company can be compared in detail. Pay attention to the effective time of the insurance, can it cover one semester and one academic year.
o Fill in the insurance waiver form for the school
The school will ask you to submit a paper copy of the Waiver Form/commitment form online or by submitting it. You must complete and submit the school for review and wait for your consent. Sometimes, an insurance company is also required to help fill in some of the information.
o Submit the form to the insurance company
If there is a part that needs to be filled out by the insurance company, you first need to fill in the part that you have completed, including the name, certificate/policy number, and if you need to sign the name, you must complete it. You can then fax or email the form to the insurance company.
o Submit Insurance Submission Form to the School (Insurance Waiver Form)
According to the school regulations, the insurance company can also submit an exemption application form/commitment to the school on your behalf. If you want to submit it yourself, the insurance company will send it back to you. Be sure to remember the deadline for submissions to avoid missing time! Once the school has reviewed your insurance replacement form (Waiver Form), it will notify you if the submitted insurance plan is accepted. If you are rejected, you will also be informed of the reason for the refusal (if you don’t tell, be sure to ask!) So please submit the Waiver Form or the pledge as soon as possible, otherwise the school will suspend your insurance replacement plan.
Health insurance is very important in the US. Many schools require F-1 students to buy health insurance (also known as 留学生 保险). You are also recommended to buy health insurance after graduation, such as opt insurance (also knowns as opt保险). Some employers provide health insurance with employees. Remember to ask for your employer about health insurance before accepting an offer. The most common and traditional way to convert a student visa to a work visa is to apply for an H-1B visa. Since the H-1B visa application (also known as h1b 申请) and the H-1B lottery procedure (also known as h1b 抽签) are very complicated, you should always consider hiring an immigration lawyer (also known as 纽约移民律师) when you apply for an H-1B visa.